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BUILD Emergency Savings

BUILD targets ALICE (Asset Limited Income Constrained, Employed), working individuals and families who are employed, even with multiple jobs, yet live paycheck-to-paycheck, struggling to make ends meet. ALICE earns income above the federal poverty level and therefore often does not qualify for many government assistance programs. WCC's BUILD program is funded in part through the Aloha United Way (AUW) and Hawaii Community Foundation (HCF) who administer an island-wide ALICE initiative.

Additional Info

Matched Savings Account

Matched Savings - The BUILD program helps you build emergency savings by matching funds you put into a savings account. A special account is opened at Bank of Hawaii where WCC will match your deposits 1:1 up to a maximum of $1,000 per client or individual over a 10- to 12-month period.

Financial Education

Free Financial Education: To help understand and build financial stability clients agree to participate in a variety of financial education sessions such as budgeting, accessing loans, and building credit/repair.

Holistic Support

Holistic Support – The BUILD program will support you with regular check-ins and aims to assist you through challenges that arise to help you avoid drawing from your savings. WCC works with clients to address needs and devise strategies to increase income and/or decrease expenses through accessing public and private resources.


Access the online application through THIS LINK or download more information and PDF application HERE.

Income Qualification

1 Person Household

Monthly Income $6,117

Annual Income $73,400

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